Everything Splitmate does for your household
A full look at what’s live today and what we’re building next — for splitting bills, tracking who owes what, and settling up without the group-chat math.
Getting started
Households & groups
One household holds your people and settings; create as many groups inside it as you need — rent, groceries, a trip.Invite anyone in seconds
A share link, a 6-character join code, or a direct email invite — with a real email that actually arrives.Roles that make sense
Owner, admin, and member roles — so the right people can manage settings without handing everyone the keys.Rename & restyle anything
Give a household or group its own name, emoji, colour, and photo — set the household's timezone and currency too.
Expenses
Add an expense in ten seconds
Description, amount, date, and category — with as many payers as actually paid.Five ways to split a bill
Equal, percentage, exact amounts, by shares, or itemized — split a receipt line by line if it's not one clean number.Edit, revert, or flag a dispute
Fix a mistake, roll back a bad edit, or flag something that doesn't look right — the full history stays visible.Delete without losing anything
Deleted expenses are recoverable, not gone — undo it right after, no support ticket required.
Balances & settling up
Always-live balances
Computed fresh from the real ledger every time — never a cached snapshot that's quietly gone stale.Exactly who owes whom
Per person, per currency — and a tap through to the exact expenses behind any number.Smart settle-up suggestions
The fewest payments that clear the whole group — six IOUs collapsed into three transfers, for example.Record a settlement, or write one off
Mark a payment as done in one tap, or write off a balance when someone just wants to let it go.
Activity & sync
A full activity feed
Every expense and settlement, who changed what and when — a real audit trail for every group.Updates without refreshing
When someone else adds an expense, it just appears — no pull-to-refresh required.Works fully offline
No signal, no problem — add expenses or record a settlement, and it syncs automatically the moment you're back.Install it like an app
Add Splitmate to your home screen — it opens instantly, works offline, and never feels like a browser tab.
Account & trust
Your profile, your way
Photo, display name, currency and language preferences — plus full account deletion whenever you want.Light and dark, done properly
A dark mode that's actually designed, not inverted — switch anytime.Private by design
Every household is locked down at the database level — no one sees a group's money unless they're actually in it.Exact money, always
Every calculation runs in exact cents, never rounded floats — the numbers always add up to the last unit.
Coming soon
Push notifications
An alert the moment someone adds an expense or settles up, on your phone or in-app.Next upSearch & filters
Find any expense fast — by person, category, date, or amount.Next upRecurring expenses
Set up rent or a subscription once, and it repeats itself automatically.PlannedReceipt photos
Attach a photo of the actual receipt to any expense.PlannedScan a receipt to add it
Photograph a receipt and have Splitmate fill in the amount and items for you.PlannedBudgets & spending alerts
Set a monthly limit per category and get a heads-up before you blow past it.PlannedReports & CSV export
A clean breakdown of spending you can download and take anywhere.PlannedA browsable trash
See and restore anything deleted in the last 30 days, not just right after you delete it.PlannedSpending insights
Where your household's money actually goes, month over month.ExploringMulti-currency households
For households that genuinely split costs across more than one currency.Exploring
Splitmate — shared living, settled.